Alternative Commercial Real Estate financing (Boston)

Apartment buildings, Condos - 2 plus units
Rooming /Boarding Houses
Multi-Family, Mixed Use, Office, Retail
Warehouse, Self-Storage, Auto Service


Purchases, Refinances, Cash Out
Quick Closings
Simple Doc

Loans up to $25,000,000
• Commercial and Income Property Lending including Multi Family
Unique property types (Farms, Condo-Hotel's, Churches, Places of Worship)
• Assets for reserves, closing costs; down payment can be from proceeds, gifts; business accounts.
• No Max Financed Properties
• Pledge assets- can use assets of a non-borrower (instead of gifts) 90% LTV
• Recent employment changes - W2 to self-employed within 2 yrs OK!!
• 1 year tax returns/Profit and Loss Statement; income calculation considered bank statements used to back up the Profit and Loss Statement
• Willingness to forgive derogatory credit events-unique underwriting income approach
• Exceptions considered for FICO and seasoning of major derogs (ie SS, BK, etc...) * only require 3 yrs out but, can make exception under 3 yrs!
• Large amounts of cash out (no max cash-out amounts)
• Cash Recapture up to 12 months after all-cash purchase (purchase LTV's and NO cash-out adjustment)
• Financing for combining condo units

We understand that all loan scenarios are different, and we understand it fully.

This is why we have non-bank and alternative financing programs allowing great flexibility.

Most of our clients have either been turned down by a bank or just need help in navigating through the loan process; this is where we can be helpful.

Call us to discuss your loan request: 603-490-6494

Any commercial real estate developer who has been frustrated by disapproval of a conventional bank loan should be very happy with the emergence of alternative lending as a funding source. Especially with the high rate of declined applications nowadays, the emergence of alternative lending has become even more important to commercial real estate developers and investors.

We have access to funding resources that can make a decision on your project very quickly, and as little as one day. As an established alternative lending resource, we fill a huge gap in the lending community.

Here is a list of properties we offer loan products:
Mixed-Use properties
Accounts Receivable Financing
Adult Entertainment, Nightclubs
Apartment Buildings (3+units)
Apartment House financing
Boarding/Rooming Houses
Church Financing
Convenience Stores
Day Care Centers
Gas Stations
Industrial Buildings and Warehouses
Industrial Condominiums
Medical Equipment financing
Mini-Malls, Strip Malls
Mobile Home Parks and Trailer Parks
Owner operated/occupied properties
Private Money
Special Use Properties

Cell contact: 603-490-6494

Also, one size does not fit all. So, we offer flexible loan programs for clients looking to finance their small-balance commercial property.
Get the best rates starting at 6.125% using our full doc program, or save time using
our no-income doc program where no tax or bank statements are required.

Non-Prime Non Owner Occupied Business Purpose
Borrowers looking to refinance Non Owner Occupied SFR, Condo and 2-4-unit properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.
• No Income Proof Needed
• All Loans are N.I.V. (No Income Verified)
• LTV up to 80%
• No DTI Ratios
• No DSCR calculated on residential collateral
• Rates as low as 5.99%
• Loan Amounts from $50,000 – $5,000,000
• Lending to LLC’s, S-Corp, Trust or Individuals.
• Property Types Include: SFR, Condo, 2-4 Units
• Interest Only Option Available
• Foreign Nationals – OK
• 100% Gift Funds – OK

Non-Prime Bridge
Every borrower deserves a loan and with our bridge loan product. Those borrowers looking to refinance N/O/O SFR, 2-4-unit properties, 5+ unit multi family, Mixed Use or Office & Retail have just that. We even finance properties in rural areas and those with minor to significant deferred maintenance. With an increased loan amounts and just about any credit profile our Lenders are a home for your next bridge loan request. Our bridge products are usually used by Real Estate owners that only want to borrow money for a short period of time (up to 60 months), then want to exit out of our loan to obtain bank financing.
• No Income Proof Needed
• All Loans are N.I.V
• No Income Stated on 1003
• No DTI Ratios
• No DSCR calculated on residential properties
• Rates as low as 6.99%
• LTV up to 80%
• Loan Amounts from $50,000 – $15,000,000
• Lending to LLC’s, S-Corp, Trust or Individuals.
• Property Types Include: SFR, Condo, Condotels, 2-4 Units, Multifamily, Mixed-Use, Office, Retail
• Interest Only Option Available
• Foreign Nationals – OK
• 100% Gift Funds – OK
• Properties with Deferred Maintenance
• Rural Properties
• Short Term and Long Term Bridge Options are Available
• No source & seasoning of down payment options
Fix and Flip
Sometimes a great opportunity comes up in the market. Our Fix and Flip loan allows borrowers to purchase a distressed property or refinance an incomplete property without the need for draws and escrow accounts.
• No Income Proof Needed
• LTV’s up to 75%
• 12-month term available case by case
• No Prepayment Penalties
• Loan amounts up to $2,000,000.
• Flipper must show ability to complete rehab.
• FICO’s down to 500 – OK

Contact us today to discuss your small-balance commercial loan scenarios Cell: 603-490-6494; leave message please.
  • do NOT contact me with unsolicited services or offers

post id: 7002131859



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